Independent means

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Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.
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Introducing Financial Alliance

  • Singapore's largest independent financial advisory firm with more than 20 years of excellence.

  • Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

Independent by the numbers.

130,000+

clients and growing

400+

financial adviser representatives

20+

years in business

$1 billion+

assets under advice

Extensive Network of Business Partners

17 Life Insurers
36 General Insurance Partners
11 Investment Platforms
16 Financial Institutions
9 Estate Planning Companies
70 Asset Management Firms

Discover how
#ChooseIndependent
helps you

Trusted by 120k+ Clients in Singapore

Achieve Your Financial Dreams

Start growing your wealth for a better future - without compromising the present.

Attain True Peace of Mind

Optimise your protection policies to get comprehensive coverage you need for the best prices.

Leave a Lasting Legacy

Ensure your assets continue to take care of your loved ones - even if you are no longer around.

How #ChooseIndependent Works


The foundation for any customised financial plan is a detailed needs analysis.

Get an accurate snapshot of your financial situation to formulate an appropriate plan.

Gather deep insights backed my experience and data to identify gaps and opportunities.

Receive a personalised action plan based on a suite of comprehensive solutions and services.

Confidently execute your financial plan in a timely and cost-effective manner.

Ensure things are on track while continuing to work towards your long-term goals.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Christina Ang

Financial Advisory Director

About Christina Ang

Having personally experienced the importance of financial and estate planning, Christina is deeply committed to providing holistic, fee-based financial advice tailored to her clients’ best interests. She specializes in analyzing family portfolios, optimizing every hard-earned dollar, and helping clients achieve their financial aspirations.

Christina’s practice is built entirely on referrals—a testament to her professionalism and dedication. Beyond serving clients, she is on a mission to Mentor, Empower, and Equip a new generation of financial advisers. Through a proven, step-by-step coaching methodology, she guides advisers in delivering unbiased financial advice, mastering referral-based client acquisition, and fostering long-term trust—raising the bar for professionalism in the industry.

As a leader of one of the most Productive and Passionate Teams at Financial Alliance, Christina balances her career with the joy of raising her children and sharing meaningful conversations over coffee with friends and clients. After all, financial advisory is a business by people, for people.

Let’s Connect!
Reach out via LinkedIn, Email, or WhatsApp if you are:
✅ Looking for an experienced adviser with integrity to guide your financial journey.
✅ Seeking strong financial foundations where prioritizing client interests leads to success for all.
✅ Aspiring to build a thriving career in financial services with a proven training system.

Let’s take the next step together!

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.

#ChooseIndependent with Christina Ang

An in-depth insurance portfolio review with Christina Ang could save you money as you spend less for the same coverage, or allow you to be better protected without spending a cent more.



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