Independent means

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Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.
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Introducing Financial Alliance

  • Singapore's largest independent financial advisory firm with more than 20 years of excellence.

  • Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

Independent by the numbers.

130,000+

clients and growing

400+

financial adviser representatives

20+

years in business

$1 billion+

assets under advice

Extensive Network of Business Partners

17 Life Insurers
36 General Insurance Partners
11 Investment Platforms
16 Financial Institutions
9 Estate Planning Companies
70 Asset Management Firms

Discover how
#ChooseIndependent
helps you

Trusted by 120k+ Clients in Singapore

Achieve Your Financial Dreams

Start growing your wealth for a better future - without compromising the present.

Attain True Peace of Mind

Optimise your protection policies to get comprehensive coverage you need for the best prices.

Leave a Lasting Legacy

Ensure your assets continue to take care of your loved ones - even if you are no longer around.

How #ChooseIndependent Works


The foundation for any customised financial plan is a detailed needs analysis.

Get an accurate snapshot of your financial situation to formulate an appropriate plan.

Gather deep insights backed my experience and data to identify gaps and opportunities.

Receive a personalised action plan based on a suite of comprehensive solutions and services.

Confidently execute your financial plan in a timely and cost-effective manner.

Ensure things are on track while continuing to work towards your long-term goals.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Christina Ang

Financial Advisory Director

About Christina Ang

Having personally experienced the lack, and therefore, the importance of financial and estate planning, Christina is wholly dedicated to tailor holistic fee based financial advice and solutions in the best interest of her clients. Her forte is to deep dive into young families' portfolios and optimize every hard earn dollar to help her clients fulfill their financial wish lists. All her clients are purely by referral basis and that is a testament to her professionalism and personal dedication in this business. 

She now also makes it her mission to Mentor, Empower and Equip a new generation of capable and multi talented financial advisers with proven step by step coaching methodology in offering unbiased financial advisory, from referral-based effective client acquisition to extracting and maintaining high trust in the lifetime value of clients so as to up the level of professionalism in this industry. Advance your career with her here and find out more!

Apart from managing one of the most Productive and Passionate Teams in Financial Alliance, she finds joy in bringing up her children and a good cup of coffee with friends and clients. After all, this is a profession about people - for people!

LET US CONNECT via Linkedin, Email or Telegram IF YOU ARE:
- An aspirant to the Financial Services Industry and looking for a proven training system to a successful career.
- Looking for an experienced adviser with integrity that would walk through your financial journey with you. 
- Seeking to be grounded in strong Financial Precepts where putting client interests firsts is a Win-Win for all parties.

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.

#ChooseIndependent with Christina Ang

An in-depth insurance portfolio review with Christina Ang could save you money as you spend less for the same coverage, or allow you to be better protected without spending a cent more.



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