Independent means

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Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.
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Introducing Financial Alliance

  • Singapore's largest independent financial advisory firm with more than 20 years of excellence.

  • Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

Independent by the numbers.

130,000+

clients and growing

400+

financial adviser representatives

20+

years in business

$1 billion+

assets under advice

Extensive Network of Business Partners

17 Life Insurers
36 General Insurance Partners
11 Investment Platforms
16 Financial Institutions
9 Estate Planning Companies
70 Asset Management Firms

Discover how
#ChooseIndependent
helps you

Trusted by 120k+ Clients in Singapore

Achieve Your Financial Dreams

Start growing your wealth for a better future - without compromising the present.

Attain True Peace of Mind

Optimise your protection policies to get comprehensive coverage you need for the best prices.

Leave a Lasting Legacy

Ensure your assets continue to take care of your loved ones - even if you are no longer around.

How #ChooseIndependent Works


The foundation for any customised financial plan is a detailed needs analysis.

Get an accurate snapshot of your financial situation to formulate an appropriate plan.

Gather deep insights backed my experience and data to identify gaps and opportunities.

Receive a personalised action plan based on a suite of comprehensive solutions and services.

Confidently execute your financial plan in a timely and cost-effective manner.

Ensure things are on track while continuing to work towards your long-term goals.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Lee Wei Ying

Consultant, Financial Advisory

About Lee Wei Ying

Turning Business Profit into Personal Wealth

Your business isn’t just income — it’s your future.
But many SME owners separate business and personal finances — and that’s when things fall through the cracks:

  • Idle cash earns little or nothing
  • No buffer for downturns or health shocks
  • The business grows, but personal wealth doesn’t

I’ve spent 20+ years helping SME owners bridge that gap — first as a Finance Director & Financial Controller, now as the founder of a tax, accounting, and corporate secretary firm.

Today, I bridge that business experience with personal wealth strategy — not as a traditional advisor, but as your Finance Business Partner.

What I help you do:

• Help you stay compliant with IRAS & ACRA
• Protect your business (keyman, employee benefits)
• Turn profit into personal wealth, retirement income, and legacy

Client Wins:

✔ Freed up $240K in idle cash to fund retirement
✔ Reduced tax exposure by 30% with smarter corporate tax planning

If you’re scaling, planning your next move, or want your hard work to mean something lasting — I’m here to help.

I’ll help you build like the wealthy "taukays" (business owners) do — smart, understated, and designed to fund lifestyle, legacy, and healthcare.

📩 Let’s talk.

Email me at weiying@fapl.sg or WhatsApp me here.
No pressure. Just clarity — and a better plan forward.

我帮助企业家稳健发展、保护资产和成功退出,从而帮助您积累财富、自信退休,并实现您理想的生活方式

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.

#ChooseIndependent with Lee Wei Ying

An in-depth insurance portfolio review with Lee Wei Ying could save you money as you spend less for the same coverage, or allow you to be better protected without spending a cent more.



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