AIA Centurion PA

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Comprehensive Protection for Physical and Mental Health

 

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Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Faith Lim 林利真

Consultant

About Faith Lim 林利真

My journey to this profession is definitely not a conventional one. It started with an unexpected turn in my path when I was diagnosed with breast cancer in 2021 while pregnant with my second child. It was a wake-up call, a reminder of life's unpredictability. I gained firsthand insight into the emotional and financial toll that critical illnesses can take. I realised the role that financial planning plays in navigating such unforeseen circumstances.

With my personal experience, I believe I bring to the table a unique blend of empathy and understanding in the financial planning process. I am dedicated to journey with you in taking proactive steps in safeguarding you and your family's financial and emotional well-being in the face of adversity.

Together, let's navigate the complexities of financial planning, with tailored solutions that provide both security and peace of mind to you and your family. 

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.