AIA Centurion PA

Comprehensive Protection for Physical and Mental Health

24/7 Worldwide Coverage

Coverage includes accidental injuries, food poisoning, insect/animal bites, and more.

High Entry Age

Start your coverage from as early as 40 years old and up to 80 years old, with protection extending until you are 100 years old.

Optional Dementia Benefit

Covers Alzheimer's or Parkinson's Diseases and reimburse day/home care and nursing home expenses.

Telemedicine Services

Access on-demand video teleconsultations with Singapore-registered doctors and have your medication delivered for a flat teleconsultation fee.

Home Care Partners

Enjoy negotiated rates for home care services provided by a trusted local mobile medical and home care provider.

Comprehensive Benefits

Includes accidental death, dismemberment, burns, fractures, loss of Activities of Daily Living (ADL), medical reimbursements, and more.

Buy AIA Centurion PA

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Most of the benefits of this policy will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Max Luo

理财顾问

About Max Luo

中学的时候，老师劝导同学，要从“要我读书”变成“我要读书”。四十不惑，四十岁的我，最后悔的是，没有更早的认识，财务规划即是规划人生。我希望尽早告诉更多人，要从“要我财务规划”变成“我要财务规划”，我命由我不由天。

上了大学以后，没有了高考的压力，我和大多数人一样开始放松了下来。这一放松，就让人生暂时失去了方向。虽然随大流去了银行，很早接触财务规划，却没有很好的规划好自己的人生。我想要的东西很多，但缺少财务规划，我什么都没有得到。直到2014年，自己觉得不能再这样下去了，便跳出舒适区，走向自我创业的挑战之路。直到这一刻，我才真正开始掌控自己的人生。

在获得人生的成功的同时，我希望能够用自己的力量去帮助更多的人，我不想有更多人像我一样蹉跎数年后才后悔。

如果您刚走出学校大门，正在规划您的职场人生，

如果您刚喜获新生命，憧憬如何教导孩子，给予他/她多彩人生，

如果您已近中年，正准备规划您的退休生活，

无论您的未来人生规划是什么，您需要财务规划，需要一个帮手帮您甄别最佳金融产品组合，帮助最省时省事省力地达到您的目标，请联系我。

我将尽全力，帮助您。时间，是金融世界重要的要素，别迟疑，今天就联系我吧！

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Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.