AIA Centurion PA

Enjoy the peace of mind from protection can bring - especially during your golden years.


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Comprehensive Protection for Physical and Mental Health

 

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Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Olivia Tham 谭莹瑄

Financial Consultant

About Olivia Tham 谭莹瑄

Hi, I’m Olivia. Thank you for visiting my website and I’m looking forward to getting to know you personally.

I’m an independent financial consultant and strive towards helping my clients and their families to accumulate wealth, as well as helping them grow their investment portfolios. Click here to find out more!

您好。我是莹瑄,您也可以叫我Olivia。感谢您访问我的网站,期待能有缘与您见面!

我是一名独立理财顾问。如果您想要了解更多,欢迎点击这里,我将会根据您的需求,协助您用中立、专业、挑剔的眼光去选择最合适您的理财方案!

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.