AIA HealthShield Gold Max

Comprehensive Healthcare Protection for Peace of Mind

Pre-Hospitalisation to Post-Hospitalisation Coverage

Benefit from the longest pre-hospitalisation and post-hospitalisation in the market of up to 13 months.

On-Demand Medical Consultations

Enjoy video consultations with GPs via our exclusive telemedicine partner, WhiteCoat, and have medications delivered to your doorstep.

Global Medical Support

Access globally-renowned medical expertise through Teladoc Health's Personal Case Management service for serious medical conditions wherever you are in the world.

Extensive Cancer Coverage

Optional AIA Max A Cancer Care Booster provides additional cancer coverage for both CDL¹ and non-CDL¹ drug treatments.

High Annual Claim Limits

Enjoy up to S$2 million limit per policy year and guaranteed lifetime coverage with unlimited claims.

Specialist Access

Connect with over 380 AIA Quality Healthcare Partner (AQHP) specialists with pre-negotiated consultation rates.

Footnote

1. CDL refer to the Ministry of Health's Cancer Drug List.

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Zoe Hu Rong 胡蓉

IFA Rep Manager 独立理财顾问经理

About Zoe Hu Rong 胡蓉

A Little about me:

Hi, I'm Zoe. Thank you for visiting my website and I'm looking foward to getting to know you personally.

I'm an independent financial consultant and strive towards helping my clients and their families to accumulate wealth and helping them grow their investment portfolios.

您好。我是胡蓉，您也可以叫我Zoe。

我在新加坡定居多年，先后就职于美国投行，日本金融等公司，目前是一名独立理财顾问。

我的信念：

我们每个人都能通过合理的理财和投资规划，可以实现财富增值，更好地实现工作和家庭的平衡，使我们的生活更加美好。

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.