AIA Solitaire PA (II)

Protection Against Big and Small Accidents

No Medical Check-Up Required

Simplify your application process and get covered quickly without the need for medical examinations.

Extensive Coverage

From road accidents and building fires to food poisoning and dengue fever, AIA Solitaire PA (II) offers 24/7 worldwide coverage for a wide range of incidents.

Affordable Premiums

Protect yourself for as little as S$0.62 a day¹, making comprehensive insurance accessible and budget-friendly.

Flexible Protection Levels

Choose from four different levels of protection and three optional benefits to customise your plan according to your needs and budget.

Higher Payouts for Serious Conditions

Receive up to S$2.25 million for serious disability and dismemberment conditions, ensuring substantial support when you need it the most.

Extended Coverage for Seniors

Continue your protection from age 70 up to 80 years old, ensuring long-term security.

Footnote

1. $0.62 a day premium is based on annual premium for Plan 1 (Basic Benefits), ages 16 to 65 last birthday and occupational classes 1 and 2, divided by 365 days.

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Most of the benefits of this policy/supplementary benefit will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Soh Bee Ling Altricia

Financial Advisory Director

About Soh Bee Ling Altricia

Altricia began her career as a tied agent in 1998, dedicating 16 years to life insurance advisory and establishing a solid foundation in Financial Planning. Recognizing that offering only a single insurer’s products limited client options, she sought a more comprehensive approach to better serve clients' needs. This led her to join Financial Alliance in 2014.

Since then, Altricia has spent the past decade refining her expertise on an independent platform, where she provides unbiased, market-wide insights and solutions tailored to client-focused financial planning. With over 20 years of experience, Altricia now serves as a Financial Advisory Director, mentoring Financial Consultants and Managers. She supports them in developing solutions in risk management, wealth building, retirement, and investment planning, with a tailored approach for both retail and high-net-worth clients.

A firm believer in staying current with industry trends, Altricia leverages the support of Financial Alliance’s robust ecosystem and advanced tools to deliver the highest level of service. She is passionate about making a meaningful impact and invites like-minded individuals or advisors interested in collaboration to connect and explore potential partnerships in financial planning.

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.