AIA Star Protector Plus

24/7 Protection for Your Little Adventurer

Worldwide Protection

Enjoy peace of mind knowing your child is protected globally against accidents and health issues.

Affordable Premiums

Starting at just S$13.28 per month¹, you can ensure your child's safety without breaking the bank.

Education Fund

Ensures your child’s education is secured with a lump-sum payout in the event of your accidental death and premiums waived until they reach 21 years old.

Critical Illnesses Benefit

First-ever plan offering optional coverage for 17 child critical illnesses, which can be converted to an AIA whole life or endowment policy as your child transitions into adulthood.

Double Indemnity

Receive double payouts for accidental dismemberment and burns.

Recuperation

Additional support for your child's recovery for diseases like Dengue and HFMD.

Footnote

1. Refers to monthly premiums for Plan 1 of Basic Benefits.

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Most of the benefits of this policy will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

LIU Yiquan Eugene 刘以泉

Financial Consultancy 财务顾问

About LIU Yiquan Eugene 刘以泉

您好，我是刘以泉，感谢科技让我们相遇！我2010年来到新加坡，毕业于新加坡新加坡南洋理工大学并且拿到博士学位。现在在新加坡最大的独立理财顾问公司做全牌照独立理财顾问。服务过上百个新加坡新移民和国内的朋友，为他们提供全面专业的定制化资产配置服务。

我曾经是一名工程师，在浙江大学获得学位，并在上海的国际公司工作多年。后来，带家人移民到新加坡，并且在新加坡南洋理工大学获得哲学博士学位。通过这一系列的跨国经历，我深刻理解到不同背景下的财务挑战和规划的重要性。

在我转行做理财顾问之前，我一直对理财投资有着浓厚兴趣，并注意到身边很多高学历人群普遍缺乏金融知识，因为这个行业确实存在巨大信息差，这一点对于刚到新加坡的朋友们尤为明显。而且，保险理财的选择成本是非常大的，一旦选错的错，就可能会造成很大损失，因此，我转型成为一名独立理财顾问，致力于帮助新移民的个人和家庭在新加坡做精准配置，不仅给他们一份安心，而且在新加坡实现他们的财务目标。

我的使命是：通过深度的对比和专业的理财建议，为您打造稳固的经济基础，帮助您实现财务自由。

我会以简洁易懂的语言解释复杂的金融术语，确保每一位客户可以轻松理解并掌握每个财务决策的核心。如果你在寻找一位真诚、专业的理财顾问，我将是您的理想选择。让我们一起规划和实现一个更加稳健的财务未来。欢迎通过微信联系我：DrLiu65，期待为你服务！

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Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.