AIA Star Protector Plus

24/7 Protection for Your Little Adventurer

Worldwide Protection

Enjoy peace of mind knowing your child is protected globally against accidents and health issues.

Affordable Premiums

Starting at just S$13.28 per month¹, you can ensure your child's safety without breaking the bank.

Education Fund

Ensures your child’s education is secured with a lump-sum payout in the event of your accidental death and premiums waived until they reach 21 years old.

Critical Illnesses Benefit

First-ever plan offering optional coverage for 17 child critical illnesses, which can be converted to an AIA whole life or endowment policy as your child transitions into adulthood.

Double Indemnity

Receive double payouts for accidental dismemberment and burns.

Recuperation

Additional support for your child's recovery for diseases like Dengue and HFMD.

Footnote

1. Refers to monthly premiums for Plan 1 of Basic Benefits.

Buy AIA Star Protector Plus

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Most of the benefits of this policy will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Wu Xian, Rachel 吴娴

Consultant, Financial Advisory

About Wu Xian, Rachel 吴娴

Hello, I’m Rachel, an Independent Financial Advisor with Financial Alliance, Singapore's largest independent financial advisory firm.

My Background

As a former frontline social worker, I had the privilege of helping dozens of immigrant families overcome life and financial challenges. I later spent 9 years in the international finance sector, focusing on corporate social responsibility and working on sustainable development projects with Singapore’s sovereign wealth fund, striving to bring positive change to more families and communities.

Fluent in English, Mandarin and Cantonese, and well-versed in the cultural nuances of Singapore, Mainland China and Hong Kong, I’m able to offer personalised, efficient service to new immigrant families, local clients, and those from Chinese-speaking regions.

My Mission

Guided by the belief that "life influences life," I focus on professionally safeguarding each client’s wealth, helping families create, preserve, and pass on wealth.

My Commitment

I provide customised financial plans tailored to each client’s needs, regularly reviewing and adjusting them to ensure their financial goals are met. Always putting clients' interests first, I offer unbiased professional advice to break down information barriers and minimise financial risks, ensuring your long-term benefits.

Feel free to reach out if you have any questions or would like to learn more about my services. Thank you for visiting my website, and I look forward to connecting with you!

********

大家好，我是Rachel，是新加坡最大独立理财顾问公司Financial Alliance鑫盟理财的独立理财顾问。

我的背景

作为曾经的前线社工，我有幸帮助了数十个移民家庭解决生活和财务上的困难。随后，我在国际金融领域工作9年，专注于企业社会责任，并在新加坡主权财富基金参与可持续发展项目，一直努力推动为更多家庭和社区带来积极的变化。

我精通中英粤三语，熟悉中新文化。这使我能够为新移民家庭、本地家庭以及来自其他华语地区的客户提供更贴心、更高效的服务。无论是在语言沟通还是文化理解上，我都能确保为客户带来更优质的服务和体验。

我的使命

秉承着“用生命影响生命”的信念，我致力于用专业守护每一位客户及其家庭的财富，让更多的个人和家庭实现创富、守富和传富。

我的承诺

我专注于通过个性化的风险管理策略，为每位客户量身定制财务方案，并定期评估和调整，以确保实现您的财务目标。始终以客户的利益和需求为出发点，提供中立的专业意见，助您打破信息壁垒，避免单一规划的财务风险，维护您的长期利益。

如果您有任何疑问或需要进一步了解我的服务，请随时联系我。感谢您访问我的个人网站，期待与您交流！

website

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.