“"Apart from all the professional advice, technical knowledge and timely follow-ups / execution, what I found separates Thomas is his approachability. He is very patient to guide and breakdown the thought processes behind his recommendations. I recall in one of our meetups, he knew that I enjoy playing card games; he used that as an analogy to co-relate it to the topic of a concept he was explaining and I appreciated that. Review sessions slowly turned into lessons for me; and I found myself no longer just engaging a purchase, but was being meticulously guided through a sea that I would have been unable to swim through on my own. In terms of portfolio, Thomas reviewed and optimized my financial needs for protection, investment and retirement (as well as unbundled products that were not as productive). He is sincere and thorough and I highly recommend engaging him! - Bowen"”

Bowen