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Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


HADI WIJAYA

SENIOR FINANCIAL SERVICES MANAGER

About HADI WIJAYA

My mission is to serve and help people to grow their money in a sustainable and realistic way through carefully selected stocks/ETFs, tailor-made using a proprietary system, combining the power of Fundamental Analysis and unconventional Technical Analysis. High hurdle rate is applied to ensure clients receive first, before giving any remuneration to me (give first, take later approach). People who typically approach me are those tired and disappointed at poor performance of Unit-Trust due to its upfront high cost and the fact that clients were still charged despite losing money. My principle is that it is only right to charge clients after they make relatively high percentage of return.

I love to work together with friends from all walks of life, particularly:

  • Those who appreciate the risk-adjusted return concept, aiming 7-8% per annum portfolio performance over 3-5 years (extra percentage will be a bonus)
  • Professionals such as doctors, lawyers, or software engineers who are busy doing things that they love and are great at
  • Those who regard me as their partner in driving them safely towards their life goals
  • Retirees who are looking for better cashflow/passive income without taking extra risk

Feel free to speak to me or Whatsapp me at +65 80641990. I would love to hear your aspirations in life! 

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.