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Buy Now长期居住在新加坡的宝妈一枚,是一名专业的独立财务顾问,就职于新加坡最大的独立财务公司,鑫盟理财(Financial Alliance),代理17家人寿保险,33家财险,11家投资平台,70多个基金公司合作,始终站在客户立场,为客户规划最优方案。
专注于做外国人及新移民在新加坡的资产及保险配置,以及企业特别是出海的初创企业在新加坡的财险以及员工福利配置。
崇尚素质教育,更热衷于IB体系,孩子的教育归根于玩中学,并在玩中触发孩子对学习的热爱并自觉探索。希望有相同理念的家长可以共同讨论孩子教育。
For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.
A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.
No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.
In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.
As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.
We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.
If impartial financial advice is what you seek, then you should only engage an IFA Firm.
At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.