Two government-approved supplement plans that boost your CareShield Life or ElderShield payouts so that you can get the care you need during unexpected events in life.
Footnotes
All ages mentioned refer to age next birthday (ANB).
* Activities of Daily Living (ADLs) refer to washing, toileting, feeding, dressing, transferring around and walking or moving around.
1. You are unable to perform at least two (for Singlife CareShield Plus) or three (for Singlife CareShield Standard) of the six Activities of Daily Living (ADLs).
2. Add-on Benefit payouts start when you're unable to perform 2 ADLs for Singlife CareShield Standard and 1 ADL for Singlife CareShield Plus.
3. There are two ways to pay for a limited time; the later of the two options will apply. The two ways are:
a) The Life Assured may pay up to the policy anniversary after they turn 68
b) The Life Assured may pay for 20 years from entry age (if Life Assured joins at age 49 or older)
4. MediSave use is applicable to an amount of up to S$600, per calendar year, per life assured. Premiums exceeding this limit will have to be paid in cash. If there are insufficient funds in the designated MediSave account, cash payment will be required for the difference.
5. The monthly benefit refers to the monthly payout when the Life Assured suffers from a Severe Disability, as defined in the plan.
6. The Life Assured may receive an additional 20% of their monthly benefit - for up to 36 months - while they're receiving their monthly benefit or rehabilitation benefit.
7. The Life Assured may receive an additional 60% of their monthly benefit - for up to 12 months - while they're receiving their monthly benefit or rehabilitation benefit.
8. A lump sum benefit will be payable if the Life Assured dies due to any accident or sickness while receiving either the Severe Disability Benefit or the Rehabilitation Benefit. The Death Benefit will amount to 3 times of the last paid Severe Disability Benefit or the Rehabilitation Benefit, whichever is applicable.
9. The policyholder may exercise this option, without providing further evidence of insurability at any of the following life stage events, when the Life Assured:
a) purchases a property;
b) marries, divorces or is widowed;
c) becomes a parent by having a newborn child or by adopting a child below 19 years old
d) salary increases by 50% or more from application;
e) completes a skills development course of at least six months;
f) purchases a new individual life insurance policy or a Supplementary Benefit from us, with full underwriting at standard terms; or
g) spouse suffers a Severe Disability (with the inability to perform at least three of the six ADLs) or dies.
This option allows the policyholder to increase the policy's monthly benefit with extra premium payable. The total monthly benefit that can be increased under this option is limited to 50% of the policy’s initial monthly benefit, as agreed at policy inception or at the date this option is exercised – whichever is lower. This option is extended to standard life only. Please refer to the Product Summary for more details.
Both plans offer enhanced support for severe disabilities in addition to the existing government schemes, so you can have better assurance for you and your loved ones.
Buy Now中学的时候,老师劝导同学,要从“要我读书”变成“我要读书”。四十不惑,四十岁的我,最后悔的是,没有更早的认识,财务规划即是规划人生。我希望尽早告诉更多人,要从“要我财务规划”变成“我要财务规划”,我命由我不由天。
上了大学以后,没有了高考的压力,我和大多数人一样开始放松了下来。这一放松,就让人生暂时失去了方向。虽然随大流去了银行,很早接触财务规划,却没有很好的规划好自己的人生。我想要的东西很多,但缺少财务规划,我什么都没有得到。直到2014年,自己觉得不能再这样下去了,便跳出舒适区,走向自我创业的挑战之路。直到这一刻,我才真正开始掌控自己的人生。
在获得人生的成功的同时,我希望能够用自己的力量去帮助更多的人,我不想有更多人像我一样蹉跎数年后才后悔。
如果您刚走出学校大门,正在规划您的职场人生,
如果您刚喜获新生命,憧憬如何教导孩子,给予他/她多彩人生,
如果您已近中年,正准备规划您的退休生活,
无论您的未来人生规划是什么,您需要财务规划,需要一个帮手帮您甄别最佳金融产品组合,帮助最省时省事省力地达到您的目标,请联系我。
我将尽全力,帮助您。时间,是金融世界重要的要素,别迟疑,今天就联系我吧!