This product introduction page is shared by Lai Ailing, a Financial Advisory Manager representing Financial Alliance Pte Ltd. Learn More

Singlife Digital Saver II

Save for your future, anytime, anywhere, with Singlife Digital Saver II – a digital endowment plan designed to help you grow your wealth with ease and certainty.

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Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

Ready to Secure Your Future?

Start growing your wealth today with Singlife Digital Saver II. Watch your savings grow with guaranteed returns.

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Buy Singlife Digital Saver II

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Lai Ailing

Financial Advisory Manager

About Lai Ailing

Having been in the financial planning industry since 2008, this is what I know, have been doing, and will always do.

Throughout my decade-long experience as an insurance professional during the initial years of my career and now as an independent financial advisor representative, I have served more than 400 clients and corporate professionals. As I continue to grow professionally as a financial advisory practitioner, I have also embraced new roles as a wife and mother to two young children. Understanding the value of time for my clients and their families, my business focuses on helping busy professionals protect what matters to them so they can spend more time with their loved ones.

The era of digitalisation presents a situation of digital overload, with an overwhelming amount of information readily available online. With so much information out there, how does one sift through the endless and ever-expanding data to make relevant financial decisions to achieve their goals? This is where I step in to cut through the noise and distraction, analyzing and presenting information in a way that is clear, concise, and tailored to meet the specific needs of my clients.

Beyond helping my clients achieve their financial freedom and goals, I have another passion—rock climbing. I’ve been engaged in this activity for even longer than my professional career. Rock climbing is not just a hobby but a metaphor for my professional approach: strategic planning, precise execution, and unwavering focus on reaching the top (goal).

My Qualification:

Bachelor of Business (Hons), Nanyang Business School