This product introduction page is shared by Peng Xing Qi Melissa, a Associate Wealth Advisory Director representing Financial Alliance Pte Ltd. Learn More

Singlife Digital Saver II

Save for your future, anytime, anywhere, with Singlife Digital Saver II – a digital endowment plan designed to help you grow your wealth with ease and certainty.

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Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

Ready to Secure Your Future?

Start growing your wealth today with Singlife Digital Saver II. Watch your savings grow with guaranteed returns.

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Buy Singlife Digital Saver II

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Peng Xing Qi Melissa

Associate Wealth Advisory Director

About Peng Xing Qi Melissa

With over 8 years of experience as a licensed Financial Advisor and Certified Associate Wealth Planner (AWP), I specialize in helping senior management and professionals navigate the complexities of personal finance. My background in psychology enables me to understand your unique needs and goals, building strong relationships that allow me to provide personalized, unbiased advice that truly resonates with you.

I take a holistic approach to wealth management, ensuring that your financial plan isn’t just about numbers—it’s about aligning your financial strategy with your broader life goals. Whether you’re planning for retirement, funding your children's education, or optimizing your portfolio, I provide tailored solutions designed to maximize your resources, minimize your risks, and prepare for the future with confidence.

My clients trust me as their go-to advisor for everything from insurance planning to estate management. I’m dedicated to making the financial planning process clear, actionable, and stress-free. From the first meeting to ongoing support, I focus on helping you understand your current financial position, set meaningful goals, and create a road map that brings those goals to life. With multiple MDRT qualifications and a consistent track record of industry awards, I’m dedicated to walking alongside you in your financial journey, helping you create lasting wealth and security, so you can focus on what truly matters—living a fulfilling life with confidence and peace of mind for both you and your family.