Singlife Digital Saver II

Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

Buy Singlife Digital Saver II

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Shannon Chew

Senior Wealth Consultant

About Shannon Chew

I believe it is never too early to start planning for retirement. This has been my belief since I started working in the financial services industry more than 6 years ago.

Being in the sandwich generation has compelled me to take charge of my finances and plan for my retirement early. A good 95% of people I’ve met are sandwiched between supporting their parents and supporting their own families.

Our parents and the generation before them didn’t have the privilege or additional resources to plan for their retirement. Growing up amidst the rapid urbanisation of Singapore, our parents poured whatever remaining resources into their children. Sandwiched between our grandparents and us, our parents grew up struggling to support their parents, the ever-increasing utility bills and the preposterous $5 steamed chicken rice— You get my drift, the cost of living is rising faster than our pay raise.

Here’s the issue, Singapore’s extraordinary economic performance is proving harder and harder to sustain. It’s no doubt our next generation might be forking out $1M for a HDB property sooner than we expect. Our kids would be under immense pressure to keep up with rising property, healthcare and living costs. Supporting us might prove to be a challenge for them.

My point is—the strain on our next generation and the strain on ourselves can be managed if we plan our retirement early. The biggest upside to planning early is a longer time horizon, which leads to higher compound interest for our money, which ultimately leads to a larger retirement pool. Let’s all start planning for our retirement as early as 21 years old and put an end to the sandwich generation.

With 6 years of experience in this industry, I know very well there is no 1 size fits all solution for everybody. this is especially why I take pride in tailoring bespoke financial plans for all my clients based on their needs. I believe in being with my client at every step of the way.

It all begins with the first step. Financial planning is a dynamic process that demands timely attention and review. Click 'Contact Me' at the top right-hand corner for a chat about your favourite Netflix series, most hated Kardashian member or simply talk about my favourite subject—finances.

Hoping to hear from you!