Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Tiffany Tay (AWP, AEPP)

Senior Financial Consultant

About Tiffany Tay (AWP, AEPP)

Biblical Financial Stewardship for Singaporean Christians & Global Believers

Aligning CPF, Investments & Generosity with God's Word | MAS-Licensed Advisor

Your Trusted Christian Financial Advisor in Singapore

For believers building faithful wealth and missionaries managing cross-border finances

For Global Workers & Cross-Cultural Christians

Navigate international finance systems without compromising biblical values
Solve cross-border tax/titling challenges while maintaining tithing
Build ethical, portable investment portfolios for uncertain callings

For Singaporean Christian Families

Optimize CPF/SRS as an act of stewardship (SA shielding, OA investments)
Invest in biblically-aligned SGX stocks and ETFs
Create debt-free plans to fund generosity and missions

Why Choose a Christian Financial Advisor?

Bridging my Graduate Diploma in Intercultural Studies with MAS-licensed expertise

✅ Faith-Integrated Financial Planning

Avoid gambling/alcohol stocks (e.g., Genting, ThaiBev)
CPF strategies that honor both retirement and giving goals

✅ Cross-Cultural Money Wisdom

Special understanding of missionary and expat financial challenges
Solutions for tithing while overseas or between countries

✅ Regulation-Compliant Stewardship

Clear fee disclosure to maintain integrity
MAS-approved advice grounded in biblical values

My Commitment to You

"With my unique background in both missions and finance, I help you manage God's resources His way - rejecting greed, embracing radical generosity. If a product doesn't serve your faith, I'll be the first to say no."

Beyond Financial Advice

When not analyzing CPF rules or ethical REITs, I'll be researching how Asian churches practice stewardship (my missions thesis!) or hosting simple fellowship meals at home - because true wealth is measured in faithfulness.

Free Resource:

📥 Download "5 Biblical Money Secrets Every Singaporean Christian Should Know"

Singlife Digital Saver II