Are Your SRS Savings Sitting Idle and Losing Value against Inflation?
Optimise your SRS savings through long term investments to maximize returns for your retirement needs.
Optimise your SRS savings through long term investments to maximize returns for your retirement needs.
SRS is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings.
SRS contributions are made over and above CPF contributions, and enjoy tax relief as well.
You can grow your SRS funds exponentially through long term investments, which could better increase your investment value to give you a more comfortable retirement.
But are Your SRS Savings Sitting Idle?
Are you losing out on opportunity cost?
By saving your hard-earned money in SRS without investing, you may potentially lose out $365,091 over the long run. Talk to your consultant to customize an SRS plan for you.
Depending on your objectives, there are multiple financial solutions to invest your SRS savings
20 approved products from 6 insurers
We have more than 1400 solutions, to suit your every needs
With over hundreds of financial solutions from 70 asset management companies and 6 insurance companies, we can help you to narrow down the options and optimise your SRS savings to suit your needs best.
(All information on investment and insurance products are correct as of 1 October 2023.)
中学的时候，老师劝导同学，要从“要我读书”变成“我要读书”。四十不惑，四十岁的我，最后悔的是，没有更早的认识，财务规划即是规划人生。我希望尽早告诉更多人，要从“要我财务规划”变成“我要财务规划”，我命由我不由天。
上了大学以后，没有了高考的压力，我和大多数人一样开始放松了下来。这一放松，就让人生暂时失去了方向。虽然随大流去了银行，很早接触财务规划，却没有很好的规划好自己的人生。我想要的东西很多，但缺少财务规划，我什么都没有得到。直到2014年，自己觉得不能再这样下去了，便跳出舒适区，走向自我创业的挑战之路。直到这一刻，我才真正开始掌控自己的人生。
在获得人生的成功的同时，我希望能够用自己的力量去帮助更多的人，我不想有更多人像我一样蹉跎数年后才后悔。
如果您刚走出学校大门，正在规划您的职场人生，
如果您刚喜获新生命，憧憬如何教导孩子，给予他/她多彩人生，
如果您已近中年，正准备规划您的退休生活，
无论您的未来人生规划是什么，您需要财务规划，需要一个帮手帮您甄别最佳金融产品组合，帮助最省时省事省力地达到您的目标，请联系我。
我将尽全力，帮助您。时间，是金融世界重要的要素，别迟疑，今天就联系我吧！
Let us assist you with all the calculations. Ride on an exciting investment journey with us!
Singapore's largest independent financial advisory firm with more than 20 years of excellence.
Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.
We have been practising as Singapore's leading independent financial advisory firm for more than two decades.
Learn MoreWe work with dozens of product providers so our consultants can bring the most comprehensive solutions to clients.
Learn MoreWe are truly independent and MAS-regulated so you always have peace of mind. Our track record speaks for itself.
Learn MoreThe Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings. Contributions to SRS are eligible for tax relief. Investment returns are tax-free before withdrawal and only 50% of the withdrawals from SRS are taxable at retirement.
Any Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners who is a Singapore Tax Resident may make SRS contributions in the current year.
The annual contribution limit for SRS is $15,300 for Singapore Citizens/Permanent Residents and $35,700 for foreigners.
You will be allowed SRS tax relief in the Year of Assessment following the year of contribution, provided you are a tax resident for that Year of Assessment. However, a personal income tax relief cap of $80,000 applies to the total amount of all tax reliefs claimed (including relief on SRS contributions).
You will not be allowed SRS tax relief if:
Your SRS account is suspended as at 31 Dec of the year of contribution; or
The amount of such contribution is withdrawn from your SRS account in the same year of contribution.
You are able to make a wide variety of investments, including shares, insurance, bonds, unit trusts and fixed deposits. Let us help you find the best investment vehicle that suit your needs.