How to Invest Your SRS Savings?

Depending on your objectives, there are multiple financial solutions to invest your SRS savings

20 approved products from 6 insurers

Insurance

We have more than 1400 solutions, to suit your every needs

Investment

How To Optimise Your SRS Savings

With over hundreds of financial solutions from 70 asset management companies and 6 insurance companies, we can help you to narrow down the options and optimise your SRS savings to suit your needs best.

(All information on investment and insurance products are correct as of 1 October 2023.)

Customise an SRS Plan for Me

Meet Your Independent Financial Adviser Representative

Tony Tan Jie Lun

Financial Consultant

About Tony Tan Jie Lun

价钱是您付出的。价值是您得到的！

我是陈捷伦。我之前的事业来自华尔街的金融中心，曾与业优秀的专业投资者合作，引导他们和复炸策列。我这八年中，也是我家庭保险组合的负责人。

在复杂的金融世界。我个人的指导原则是对客户真诚忠诚。希望通过深知你心更得你意，赢取你的信任做你理财之路的指南针！ “客户至上”是我的基本商业原则。我努力彻底了解客户的情况，并据此提供最佳解决方案。与客户合作不是交易，是我与他们建立长期合作伙伴关系的机会。我们通过与金融业不同的业内合作伙伴合作，分析并采购最佳原料，制定出最佳解决方案，赢得客户的信任和信心。

把通用的财务计划抛在外！我会与你独特的需求和个性，塑造和您一样独特的策略。无论您是刚刚起步、建立家庭还是计划退休，我的方法都是从深知你心更得你意开始的。了解您的个人情况、您的优先事项和您的梦想。我们将共同制定一个切实可行的分步计划来指导您的财务旅程，确保您在每一步都感到知情、自信和掌控。

Price is What you pay. Value is what you get!
Coming from the heart of Wall Street, I have worked alongside the industry's best, navigating the complex world of finance. I believe that being sincere and true to his clients is what guides my financial advisory practice.

“Client before self” is my fundamental business principle. I give my best effort to understand my clients’ situations thoroughly and offer the best solution accordingly. Engaging with my clients is not transactional, but an opportunity for me to build a long-term working partnership with them. By working with partners across the industry and procure the best ingredients, I hope to craft the best solutions to resolve my client needs and win my client's trust and confidence.

Forget generic financial plans! I believe in crafting strategies as unique as you are. Whether you're just starting out, building a family, or planning for retirement, my approach begins with deeply understanding your needs! Understanding your individual circumstances, your priorities, and your dreams is paramount. Together, we'll develop a practical, step-by-step plan to navigate your financial journey, ensuring you feel informed, confident, and in control every step of the way!

Maximize your SRS funds with us today.

Let us assist you with all the calculations. Ride on an exciting investment journey with us!

Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.

Introducing Financial Alliance

Singapore's largest independent financial advisory firm with more than 20 years of excellence.
Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

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Serving more than 100,000+ consumers and corporates

We have been practising as Singapore's leading independent financial advisory firm for more than two decades.

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Partnering leading insurers and
fund houses for more choices

We work with dozens of product providers so our consultants can bring the most comprehensive solutions to clients.

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Proudly independent with your best interests in mind

We are truly independent and MAS-regulated so you always have peace of mind. Our track record speaks for itself.

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Frequently Asked Questions

The Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings. Contributions to SRS are eligible for tax relief. Investment returns are tax-free before withdrawal and only 50% of the withdrawals from SRS are taxable at retirement.

Any Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners who is a Singapore Tax Resident may make SRS contributions in the current year.

The annual contribution limit for SRS is $15,300 for Singapore Citizens/Permanent Residents and $35,700 for foreigners.

You will be allowed SRS tax relief in the Year of Assessment following the year of contribution, provided you are a tax resident for that Year of Assessment. However, a personal income tax relief cap of $80,000 applies to the total amount of all tax reliefs claimed (including relief on SRS contributions).

You will not be allowed SRS tax relief if:

Your SRS account is suspended as at 31 Dec of the year of contribution; or

The amount of such contribution is withdrawn from your SRS account in the same year of contribution.

You are able to make a wide variety of investments, including shares, insurance, bonds, unit trusts and fixed deposits. Let us help you find the best investment vehicle that suit your needs.

Disclaimer: The information and opinions shared are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on the FAPL website here. By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

Are Your SRS Savings Sitting Idle and Losing Value against Inflation?

What is the Supplementary Retirement Scheme (SRS)?

Congratulations on your Tax Savings by contributing to SRS

Opportunity Cost, In The Long Run (20 years)

Are you losing out on opportunity cost?

By saving your hard-earned money in SRS without investing, you may potentially lose out $365,091 over the long run. Talk to your consultant to customize an SRS plan for you.

Customise a SRS Plan for Me