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Are Your SRS Savings Sitting Idle and Losing Value against Inflation?

Optimise your SRS savings through long term investments to maximize returns for your retirement needs.

Customise an SRS Plan for Me

What is the Supplementary Retirement Scheme (SRS)?

  • SRS is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings.

  • SRS contributions are made over and above CPF contributions, and enjoy tax relief as well.

  • You can grow your SRS funds exponentially through long term investments, which could better increase your investment value to give you a more comfortable retirement.

 
 

Congratulations on your Tax Savings by contributing to SRS

But are Your SRS Savings Sitting Idle?

Opportunity Cost, In The Long Run (20 years)


 
 

Are you losing out on opportunity cost?

By saving your hard-earned money in SRS without investing, you may potentially lose out $365,091 over the long run. Talk to your consultant to customize an SRS plan for you.

 
 
Customise a SRS Plan for Me

 
 

How to Invest Your SRS Savings?

Depending on your objectives, there are multiple financial solutions to invest your SRS savings

 
 

20 approved products from 6 insurers

Insurance

 
 

We have more than 1400 solutions, to suit your every needs

Investment

How To Optimise Your SRS Savings


With over hundreds of financial solutions from 70 asset management companies and 6 insurance companies, we can help you to narrow down the options and optimise your SRS savings to suit your needs best.

(All information on investment and insurance products are correct as of 1 October 2023.)


Customise an SRS Plan for Me

Meet Your Independent Financial Adviser Representative


Lee Wei Ying

Consultant, Financial Advisory

About Lee Wei Ying

Hi 👋, I'm Wei Ying, a financial strategist based in Singapore.

With over 20 years of experience in senior finance roles and running my own business, I simplify complex financial decisions and align your goals with strategies that deliver real results.

For Business Owners

As a business owner, I know the challenges of balancing growth with personal financial security. With expertise in accounting, tax, and grants, I partner with SME owners to:

  • Safeguard your business from financial risks
  • Plan for steady growth and long-term success
  • Ensure smooth wealth transfer to your family

I integrate your business success with personal financial goals to help your wealth grow for future generations.

For Individuals

Financial independence means living life on your terms. I help you achieve this through holistic planning and disciplined investing. Together, we’ll:

  • Retire 10 to 15 years earlier than planned
  • Protect your income and assets
  • Build a lasting legacy
  • Plan effective wealth transfer

Every plan is tailored to your unique goals, giving you clarity and confidence in your financial future.

Why Work with Me?

  • Proven Expertise: Over 20 years in finance and business means I understand both SME and individual needs.
  • Tailored Solutions: Each plan is customized for your goals, whether it's early retirement, income protection, or building a legacy.
  • Disciplined Strategy: Partnering with an expert team, I navigate market volatility using trigger-point investing to keep your portfolio on track.
  • Holistic Focus: I connect your business, personal, and legacy goals, creating strategies that work for your life.

Let’s Connect

If you're ready to explore strategies for early retirement, income protection, or legacy planning, let’s connect. I’m here to help you achieve your financial goals today.

我为您的企业财富保驾护航，传承至未来世代 / 我协助您提前退休（10-15年）

📅Book a strategy call today or reach out via weiying@fapl.sg or LinkedIn.

Maximize your SRS funds with us today.

Let us assist you with all the calculations. Ride on an exciting investment journey with us!



Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.
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Introducing Financial Alliance

  • Singapore's largest independent financial advisory firm with more than 20 years of excellence.

  • Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

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Serving more than 100,000+ consumers and corporates

We have been practising as Singapore's leading independent financial advisory firm for more than two decades.

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Partnering leading insurers and
fund houses for more choices

We work with dozens of product providers so our consultants can bring the most comprehensive solutions to clients.

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Proudly independent with your best interests in mind

We are truly independent and MAS-regulated so you always have peace of mind. Our track record speaks for itself.

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Frequently Asked Questions

The Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings. Contributions to SRS are eligible for tax relief. Investment returns are tax-free before withdrawal and only 50% of the withdrawals from SRS are taxable at retirement.

Any Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners who is a Singapore Tax Resident may make SRS contributions in the current year.

The annual contribution limit for SRS is $15,300 for Singapore Citizens/Permanent Residents and $35,700 for foreigners.

You will be allowed SRS tax relief in the Year of Assessment following the year of contribution, provided you are a tax resident for that Year of Assessment. However, a personal income tax relief cap of $80,000 applies to the total amount of all tax reliefs claimed (including relief on SRS contributions).

You will not be allowed SRS tax relief if:

Your SRS account is suspended as at 31 Dec of the year of contribution; or

The amount of such contribution is withdrawn from your SRS account in the same year of contribution.

You are able to make a wide variety of investments, including shares, insurance, bonds, unit trusts and fixed deposits. Let us help you find the best investment vehicle that suit your needs.

Disclaimer: The information and opinions shared are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs. This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.
In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on the FAPL website here. By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.