Independent means

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Here's What an Independent Financial Adviser Means

In Singapore, the financial services industry is regulared by the Monetary Authority of Singapore. Guidelines governing the use of the designation of 'independent' is contained in publication FAA-G05.
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Introducing Financial Alliance

  • Singapore's largest independent financial advisory firm with more than 20 years of excellence.

  • Financial Alliance is a leader in providing wealth advisory services to individuals and corporates alike, including private wealth advisory, Islamic wealth advisory and fee-based advisory.

Independent by the numbers.

130,000+

clients and growing

400+

financial adviser representatives

20+

years in business

$1 billion+

assets under advice

Extensive Network of Business Partners

17 Life Insurers
36 General Insurance Partners
11 Investment Platforms
16 Financial Institutions
9 Estate Planning Companies
70 Asset Management Firms

Discover how
#ChooseIndependent
helps you

Trusted by 120k+ Clients in Singapore

Achieve Your Financial Dreams

Start growing your wealth for a better future - without compromising the present.

Attain True Peace of Mind

Optimise your protection policies to get comprehensive coverage you need for the best prices.

Leave a Lasting Legacy

Ensure your assets continue to take care of your loved ones - even if you are no longer around.

How #ChooseIndependent Works


The foundation for any customised financial plan is a detailed needs analysis.

Get an accurate snapshot of your financial situation to formulate an appropriate plan.

Gather deep insights backed my experience and data to identify gaps and opportunities.

Receive a personalised action plan based on a suite of comprehensive solutions and services.

Confidently execute your financial plan in a timely and cost-effective manner.

Ensure things are on track while continuing to work towards your long-term goals.

Meet Your #ChooseIndependent
Financial Adviser Representative


Sim Hui Qi 沈蕙琪

Consultant

About Sim Hui Qi 沈蕙琪

您好!我是蕙琪!

曾经我也和您一样,忙碌着打工过日子,为了存钱让家人拥有更好的生活~

周末或假日时铁定赶回马来西亚陪伴孩子/父母,享受着难得的相聚时光~

有了孩子后,更是少了自己的独处时间。

别说人生和理财规划了,那时候的我每天都感觉与时钟赛跑,忽略了必须要规划好自己人生的重要性。

 

自从我接触了财务规划知识后,我深深觉得财务规划的重要性。

“莫忘初衷”,我们当初来这里打工的目的就是为了存钱,但忙碌中我们无形的把自己变成了打工机器人,我们把花钱当着是犒赏自己的辛劳。

当然,活在当下是没错的!

我们把每天活成是最后一天,享受每一个当下。

同时,也应做好一切突发事件发生的可能性。这样一来,无论是艳阳天还是雨天,我们都对自己的人生做足了准备,可以更从容地面对。

 

还在犹豫什么呢?

给自己一个机会了解看看什么是财务规划吧!

做一件让未来的你会衷心感谢自己的事,规划好自己的人生!这样才能持续的照亮身边最爱的家人们~

联系我!

立即行动!

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.

#ChooseIndependent with Sim Hui Qi 沈蕙琪

An in-depth insurance portfolio review with Sim Hui Qi 沈蕙琪 could save you money as you spend less for the same coverage, or allow you to be better protected without spending a cent more.



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