AIA Centurion PA

Comprehensive Protection for Physical and Mental Health

24/7 Worldwide Coverage

Coverage includes accidental injuries, food poisoning, insect/animal bites, and more.

High Entry Age

Start your coverage from as early as 40 years old and up to 80 years old, with protection extending until you are 100 years old.

Optional Dementia Benefit

Covers Alzheimer's or Parkinson's Diseases and reimburse day/home care and nursing home expenses.

Telemedicine Services

Access on-demand video teleconsultations with Singapore-registered doctors and have your medication delivered for a flat teleconsultation fee.

Home Care Partners

Enjoy negotiated rates for home care services provided by a trusted local mobile medical and home care provider.

Comprehensive Benefits

Includes accidental death, dismemberment, burns, fractures, loss of Activities of Daily Living (ADL), medical reimbursements, and more.

Buy AIA Centurion PA

Your Name

Your Mobile

Your E-mail

Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Most of the benefits of this policy will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative

Melissa Neo KH 梁巧芬

Senior Financial Advisory Manager

About Melissa Neo KH 梁巧芬

I have been in the financial services industry for over 30 years, starting my career with the Insurance Commissioner’s Department of the Monetary Authority of Singapore. I later became a private banker with Merrill Lynch International Bank before joining Financial Alliance as a financial adviser in 2005.

My passion is helping clients with their wealth protection, wealth creation and retirement funding needs. I believe in building strong relationships with my clients and taking the time to understand their financial situations and specific needs before offering tailored solutions. Referrals from satisfied clients make up the majority of my new clients, which I take as a testament to my professional advisory services. I have a diverse client base, ranging from fresh graduates to retirees, and including homemakers, entrepreneurs, fund managers, teachers, banking personnel, as well as medical and dental professionals.

With the largest independent financial advisory firm in Singapore supporting me, I have access to a wide range of financial products and solutions to tailor suitable solutions for my clients. I am committed to being a trusted and competent adviser, dedicated to helping my clients navigate their financial journeys and achieve their financial goals with confidence and peace of mind.

For a 1:1 consultation, please contact me on WHATSAPP.

Frequently Asked Questions

For “INDEPENDENT” Financial Advisory firms such as Financial Alliance, its financial advice must be free from the undue influence of higher remuneration and/or meeting sales quotas. In other words, financial advice from Financial Alliance is given solely in clients’ interests.

A financial advisory (FA) firm wishing to use the word “INDEPENDENT” – as Financial Alliance does – must fulfill the conditions laid down by Monetary Authority of Singapore (MAS) at all times.

No, the mere fact that a FA Firm can sell the products from more than one insurer or business partner does not mean that the FA Firm is “independent”.

In Singapore, only a handful are “Independent Financial Advisory Firms” because only a few are able to ensure that the financial advice given is free from the undue financial influence.

As there is no such thing as an “Independent Financial Adviser” license in Singapore, IFA Firms are, in essence, “Financial Adviser” license holders who offer financial advice while being free from undue influence.

We have your best interest at heart and will leave you to make your decision. We only ask that, when you deal with a FA Firm, you find out for yourself if it is truly an IFA Firm or a FA Firm.

If impartial financial advice is what you seek, then you should only engage an IFA Firm.

At Financial Alliance, we are dedicated to offering our clients independent financial advice. Please feel free to contact us at feedback@fa.com.sg to find out how our independent financial advice would benefit you.