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Need Advice?

Meet Your #ChooseIndependent
Financial Adviser Representative


Surina Zakariah

Senior Consultant

About Surina Zakariah

Do you have trust issues that investment products may be haram? 

Do you need thorough explanation on Islamic principles on insurance and investment products?

And,

Are you concerned that you have not prepared your retirement plan? 

If you have any of the above concerns, I would love to assist and work with you!

Hello and Peace be upon you!

I am Surina and I am a shariah wealth advisor. I am a former MOE teacher for 12 years before finally joining this industry of financial advisory.  What I appreciate most being in this field is that; I get to part of my clients' journey to financial stability and independance.  With the financial products and services I provide, it heartens me to see my clients' savings grow and grow, in line with their future goals.

Why you should invest??

I still remember that a set of roti prata used to cost 80 cents when I was young but is now $2.20.  That's inflation at play and everything will increase in price as time passes by.  The time value of money states that purchasing power of money changes with the passage of time.  So in spending your money, you face INFLATION, on the other hand when you save your money, you may gain a little bit of INTEREST (Riba), which will not keep up with the ever-rising inflation rate.  Ultimately, this is the reason why you need to invest your savings so that it will not lose value due to inflation!  

Plus, if you are a Muslim, savings are zakatable hence you must be savvy to ensure that your investment returns are high enough to enable your savings to pay off zakat and still brings in profits (identifying funds with higher potential return rates).

Want to find out about these shariah compliant investments??

Come, let's have a kopi session soon ya! Click on the Contact button and I will reply to you the soonest I can!!